In MuniFin’s business operations, the first half of 2025 was stable and in line with expectations.
MuniFin’s net operating profit excluding unrealised fair value changes for January–June 2025 was approximately 12% lower than in the previous year and amounted to EUR 79 million. The change was in line with our plans, as it is not our goal to maximise profit but to focus on serving our customers and owners in the best possible way.
MuniFin’s leverage ratio remained at a strong level, standing at 11.4% at the end of June. The CET1 capital ratio also remained very strong at 89.4%, which is almost six times the required minimum of 15.1%.
Our customers withdrew new long-term loans and leased assets worth approximately EUR 2.4 billion in January–June. The amount of sustainable finance – green finance aimed at environmentally sustainable investments and social finance aimed at socially sustainable investments – increased by more than 12%. New long-term funding reached EUR 7.3 billion.
Contact us
More information about our Half Year Reports
