Sustainable finance promotes more responsible investments

Through its financing and services, MuniFin creates long-term benefits for its customers and Finnish society.

4.8

billion €

Amount of green finance

2.2

billion €

Amount of social finance

81,366

CO₂

Annual CO2 reductions from green finance projects

Our impact on society

MuniFin is the only financial institution in Finland focused on financing the municipal sector and affordable social housing. We are the largest financier for these customer groups, and our customers also include Finland’s wellbeing services counties. Our work has a wide-reaching impact on Finnish society.

We report annually on the impacts of our work and the risks associated with our operations in our green and social impact reports, our annual report and our Pillar III disclosure report on capital adequacy and risk management.

Our impact on society

MuniFin is the only financial institution in Finland focused on financing the municipal sector and affordable social housing. We are the largest financier for these customer groups, and our customers also include Finland’s wellbeing services counties. Our work has a wide-reaching impact on Finnish society.

We report annually on the impacts of our work and the risks associated with our operations in our green and social impact reports, our annual report and our Pillar III disclosure report on capital adequacy and risk management.

Environmental impacts of MuniFin's own operations

The biggest impacts of our operations are created indirectly through the financing we grant to our customers, but we are committed to continuously reducing the adverse environmental effects of our own operations as well. We report on the environmental impacts of our operations and the achievement of our goals annually.

We comply with environmental laws and regulations in all our operations. We have received WWF’s Green Office certification, which requires comprehensive consideration of environmental aspects in the management of premises, decision-making and daily operations. Green Office workplaces are committed to continually improving their environmental responsibility.

MuniFin’s premises are powered by renewable wind power. Moreover, we annually offset the emissions generated by our employees’ air travel and the CO2 emissions caused by large customer events we organise.

Contact us

Meet our sustainability team