The demand for MuniFin’s social finance remained strong in 2024. We were delighted to see that customers sought social financing for a very diverse range of projects. Our customers are willing to put their expertise into taking wellbeing, communality, equality and sustainable living broadly into consideration in their projects even in these tough economic times.

In 2024, we granted EUR 337 million of social finance to a total of 30 new projects. Among the projects we financed are hospitals, culture and sports facilities and housing solutions for the most vulnerable population.

Social finance can be granted to customers’ projects that produce widespread social benefits. In this report, we summarise the impact of our social finance projects.

2.5

EUR bn

Outstanding amount of social finance

9.6

billion

Number of users and patient visits

152

Number of social projects

5,521

Number of apartments for the most vulnerable population

Senior Specialist, sustainable finance

Rami Erkkilä:

“Projects funded through social financing strengthen our society by providing people with equal opportunities for a good life and fuller everyday possibilities, regardless of their background.”

Senior Specialist, sustainable finance

Rami Erkkilä:

“Projects funded through social financing strengthen our society by providing people with equal opportunities for a good life and fuller everyday possibilities, regardless of their background.”

Social finance project breakdown, number of projects

"The current situation requires proactive and flexible long-term planning that recognises the complexity of the chains of impact in society. Upcoming changes must build on the foundations of a well-functioning society where everyone has genuinely equal opportunities."
Mikko Noronen, Sustainability Manager.

Mikko Noronen

Sustainability Manager

Social finance project breakdown, %/EUR

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